From the record search to the money in your hands. No stage of this should be a mystery to you.
A foreclosure sale doesn't stop at the amount owed. When the auction brings in more than the total of the mortgage, liens, and costs, the remainder is surplus — and it's the former owner's property, not the lender's.
Foreclosure and tax sales are public. We work through county and court records to find sales that left a surplus and identify who it belongs to.
If your name is on a claim we've found, we contact you and explain what we found, what it's worth, and what claiming it involves. There's no obligation at this point.
A claim needs proof: deeds, identification, the chain of ownership, and in some cases proof of heirship. We tell you exactly what's needed and help you gather it.
We prepare the petition and file it with the county or court that holds the funds. Where a case requires licensed legal representation, we bring in an attorney.
Timelines vary by county — often a few months. We track the docket and keep you updated rather than leaving you to wonder.
The money is disbursed to you. Our fee is taken from the recovery at that point, and not before.
Money upfront. A wire transfer. Your online banking login. A signature on something you haven't read. If anyone claiming to be us asks for any of these, it isn't us — call the number on this site and tell us.
Nothing upfront and nothing out of pocket. We're paid a percentage of what's recovered, and only if it's recovered. If the claim fails, you owe us nothing.
You can, and if you'd rather, we'll tell you where to start. Some claims are straightforward. Others involve competing liens, multiple heirs, or a county that's slow to respond — that's usually when people call us.
Yes, and it varies by state. Surplus funds don't sit forever; unclaimed money is eventually absorbed by the state. If you think a sale happened years ago, it's worth checking sooner rather than later.
No. We're a recovery firm. We handle the search, the documentation, and the filing, and we work with licensed attorneys when a claim requires legal representation.
A fair question — this field has bad actors in it. We'll never ask you for an upfront payment, a wire transfer, or your banking passwords. Every agreement is in writing, in plain language, and you're free to have anyone you trust review it before you sign.