Surplus funds recovery

When a home sells for more
than the debt, the difference
belongs to the family.

It's called surplus. It often goes unclaimed for years — sometimes forever — because no one tells the former owner it exists. We find those funds, and we help the people they belong to claim them.

Ask about your case See how it works

What surplus is

A quiet gap in the paperwork

The sale clears the debt

A foreclosed property is auctioned. The proceeds pay off the lender, the fees, and the liens against the property.

Money is often left over

When the sale price exceeds what was owed, the remainder doesn't belong to the bank or the county. It belongs to the former owner.

It sits unclaimed

The surplus is held by the court or county. No one is obligated to track the family down, so it waits — and in many states, eventually escheats away.

Our name

Go'el means kinsman-redeemer

In Hebrew, the go'el was the relative who stepped in when a family lost its land — the one with both the right and the responsibility to buy it back. It's an old idea about who shows up when a family is at its lowest. We took the name because it describes the work, and because it sets the standard we intend to be held to.

We're a family business. We prosper only when the people we serve recover what was theirs.


How we work

No cost to look.
No fee unless you're paid.

We do the record search, assemble the claim, and carry it through the county process. If nothing is recovered, you owe nothing. Our fee comes out of the funds only after they reach you.

Start with a conversation

You may have a claim if

  • A property in your name went through foreclosure or a tax sale.
  • The sale happened within roughly the last few years.
  • You inherited a property that was later foreclosed on.
  • You were never told what happened to the money after the sale.